FREQUENTLY ASKED QUESTIONS

  • Fee Installments
  • Need-based scholarships / IBA Bridge financing
  • Qarz e Hasna arranged through external donors

The FA office accepts applications submitted electronically. This is needed for efficient processing and to keep proper tracking at both ends.

The FA application can be submitted online by clicking on the link: https://ibaapps.iba.edu.pk/financialassistance/. Applications are invited through this link only during the specified period as mentioned on the FA webpage: https://www.iba.edu.pk/financial-assistance.php

The scholarship award percentage usually remains valid for the remaining semesters in an academic year. For example, if a scholarship is awarded in the Fall semester, it will also remain valid for the following Spring semester. Meeting eligibility criteria is mandatory in all cases. Considering possible changes in need evaluation criteria, which is reviewed annually, as well as yearly changes in the financial condition of the family, students should apply for need-based scholarships at the start of each academic year.

No, FA can only be applied for after securing admission at IBA.

Only full-time students enrolled in morning programs, who are facing financial constraints and cannot manage to pay fees through FA options like fee installments and Qarz e Hasna, may apply for need-based scholarships. These students can apply for financial assistance to cover their tuition fees for Fall and Spring semester. Financial assistance will be provided on a course basis up to the 8th semester. The repetition of courses for grade improvement or otherwise, and previously withdrawn courses, are not covered under need-based scholarships.

The need-based scholarship award is determined through a prescribed need evaluation criteria and is concluded by the FA Committee on a comparative need level basis.

The scholarship awards are concluded by the FAC after following a comprehensive process; hence, there is no waiting list for need-based scholarships. Students who couldn't get the desired percentage of scholarships, or whose cases were declined, can reapply at the prescribed dates as mentioned on the IBA FA webpage.

Yes, graduate program students can get scholarships

The IBA, as well as donor-funded scholarship opportunities, are shared with students through the following channels:

  • IBA FA Web page
  • IBA FA Facebook page
  • IBA Portal and Website

Standard documents are required along with the scholarship application form. The list of these documents is available on the IBA FA webpage and is also included in the scholarship application form.

Applications for need-based scholarships are invited by the IBA FAC during the prescribed period as mentioned on the IBA FA webpage. Students are advised to apply ONLINE during the stated period only.

The need-based scholarships are awarded to eligible students and are applicable to tuition fees only. Other forms of fees are not covered under need-based scholarships. NTHP scholars are dealt with as per the applicable policy.

Students can apply for more than one donor-funded scholarship, but only one donor-funded scholarship can be availed at a time.

Yes, some donor-funded scholarships require filling out their prescribed scholarship forms, which are then shared with the donor for review, evaluation of need, and award of the scholarship.

Only full-time students enrolled in morning programs may apply for need-based scholarships.

IBA Bridge Financing is a Short-term financial assistance mechanism designed to support students until external donor funding is secured. Under this arrangement, IBA provides interim funding to cover tuition fees, ensuring students can continue their studies without disruption. Once a donor scholarship is awarded, IBA reverses the bridge financing, transferring the financial responsibility to the donor program.

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